Withdrawal Eligibility

House Purchase From An Individual

The difference between the house price and the loan amount plus an additional 10% of the house price

or

All your savings in Account 2 (Whichever is lower but not less than RM500.00)

Joint Purchase With Spouse or Other Individual

The difference between the house price and the loan amount plus an additional 10% of the house price

or

All the savings in each purchaser’s Account 2 subject to maximum amount eligible for withdrawal (Whichever is lower but not less than RM500.00)

100% Housing Loan

10% of the house price

or

All your savings in Account 2 (Whichever is lower but not less than RM500.00)

Cash Purchase

Price of the house with an additional 10% of the house price

or

All your savings in Account 2 (Whichever is lower but not less than RM500.00)

  • You may choose to decide on the amount to withdraw from your Account 2, subject to the maximum amount eligible by filling in the desired amount in the housing withdrawal Form 9C (AHL).
  • You may have made a housing withdrawal before but have cancelled the purchase of the house and now you wish to make this withdrawal to purchase a house. In this situation, the amount withdrawn need not be returned to the EPF. The earlier withdrawn amount will be deducted from the current eligible amount subject to the balance eligible (if any).

You may visit this link www.kwsp.gov.my for more accurate & extensive information due to these terms & conditions are regularly updated.